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A driver's license may be suspended for having too many points on their record because the point system is designed to monitor and penalize drivers who exhibit unsafe driving behaviors. In New Jersey, each moving violation is assigned a specific point value, and accumulating points can indicate a pattern of riskier driving. If a driver reaches a certain threshold of points, they face repercussions, including potential suspension of their driving privileges. This system aims to enhance road safety by discouraging reckless driving and encouraging compliance with traffic laws.

While failure to pay parking tickets can lead to penalties, it doesn't directly result in a license suspension under the point system like accumulating points does. Not wearing a seatbelt is considered a primary offense that can result in a ticket but does not carry points that would accumulate on a driving record. Driving under the speed limit is generally not a violation, unless it is deemed unsafe for the conditions. Therefore, having too many points is a clear and established reason for a suspension within the context of road safety regulations.